See what your employer offersConsider tax-deferred educational savings plansRemember tax deductions and/or tax creditsTap into retirement funds only if you understand the rules*https://www.irs.gov/pub/irs-pdf/p970.pdfThis information is not intended to be a client-specific suitability analysis or recommendation, an offer to participate in any investment, or a recommendation to buy, hold, or sell securities.This article was written by/for Wells Fargo Advisors and provided courtesy of Chad F. Manning, Branch Manager, First Vice President – Investments Sherman, TX (903) 893-6656. Investments in securities and insurance products are not FDIC-insured/not bank-guaranteed/may lose value.